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European Fixed-Rate Banking · Paris

Your capital,
growing steadily
every day.

HEURO Investment offers institutional-grade fixed-rate deposits with guaranteed, locked-in returns from day one. No market exposure. No volatility. Pure, predictable capital growth.

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€2.4B+
Under management
8.0%
Max annual rate
4,800+
Active investors
Paris financial district at night

Paris · Financial District

La Défense, Île-de-France
KYC Regulated

Full identity verification for every client

IBAN Issued

Dedicated account for each investor

Rate Locked

Fixed from the day you deposit

€2.4B+
Total assets under management across all client portfolios
4,800+
Active verified investors across Europe and beyond
100%
Capital protection — your principal always returned in full
8 yr
Years of consistent fixed-rate performance since 2016
Investment Packages

Fixed rates. Zero surprises.

Your interest rate is locked on the day of deposit — guaranteed for the full term regardless of market conditions. Choose the package that fits your horizon.

Starter
3.5% / yr
90-day fixed term
From €500
On €10,000 at maturity: +€86.30
Start investing
Silver
5.0% / yr
180-day fixed term
From €10,000
On €50,000 at maturity: +€1,232.88
Start investing
Popular
Gold
6.5% / yr
365-day fixed term
From €50,000
On €100,000 at maturity: +€6,500.00
Start investing
Exclusive
Platinum
8.0% / yr
365-day fixed term
From €200,000
On €500,000 at maturity: +€40,000.00
Start investing

All rates are annual and fixed at the time of deposit. Personalised rates may apply upon account manager review.

Bank vault security
Security & Compliance

Your capital is our highest priority.

Every deposit is protected by institutional-grade security protocols. We operate under strict European financial regulations, with full KYC and AML compliance for every client, every time.

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Private wealth management advisory meeting
Private Client Service

Personalised rates for every investor.

Our account managers work directly with each client to set personalised interest rates tailored to portfolio size and investment horizon. Platinum clients receive dedicated one-on-one advisory.

Become a Client
Paris Eiffel Tower
Our Headquarters

Based in the heart of Paris.

HEURO Investment is headquartered in Paris — at the centre of European finance. Our offices at 5 Parvis Alan Turing place us at the crossroads of technology and capital markets in Europe.

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Process

Four steps to earning.

From registration to your first interest payment — straightforward, transparent and fast. The entire process can be completed online in minutes.

01
Register & Verify
Create your account with personal details. Complete our full KYC process by uploading a government-issued ID and selfie. Verification takes 24–48 hours.
02
Receive Your IBAN
Once approved, you receive a dedicated IBAN, BIC and personal payment reference — your permanent, unchangeable banking identity with HEURO.
03
Transfer Funds
Wire your investment to your HEURO IBAN using your unique reference. Select a package and your interest rate locks in from the day your funds arrive.
04
Earn & Grow
Interest accrues daily and is paid at maturity. Monitor your portfolio in real time via your client dashboard. Reinvest or withdraw at the end of your term.
Client Stories

Trusted by investors across Europe.

Hear from our clients about their experience with HEURO Investment and the consistent returns they have achieved.

"

Onboarding was seamless — KYC approved within 24 hours and my IBAN was ready the same day. I have now made four deposits across different packages and the returns have been exactly as promised.

Thomas B.
Thomas B.
Gold Client · Frankfurt, Germany
★★★★★
"

As a Platinum client I have a dedicated account manager who set a personalised rate for me. The transparency is exceptional — I can see my interest accruing in real time on the dashboard every day.

Sophie M.
Sophie M.
Platinum Client · Lyon, France
★★★★★
"

I moved funds from a low-yield savings account to HEURO's Silver package. The difference in annual return is substantial. Fixed rates with no market risk is exactly what I was looking for.

Marco V.
Marco V.
Silver Client · Milan, Italy
★★★★★
Luxury banking office
Why HEURO

Built differently from the start.

HEURO Investment was founded with one mission: to give private investors access to fixed-rate returns previously reserved for institutions.

01
No market risk, ever
Your rate is fixed the moment you deposit. Market movements, central bank decisions and economic cycles have zero impact on your guaranteed return.
02
Your own permanent IBAN
Every client receives a dedicated IBAN and BIC — a real bank account number that belongs to you and never changes, making future deposits effortless.
03
Transparent daily accrual
Watch your interest grow every day via your client portal. No hidden fees, no complex structures — just clear, transparent capital growth.
04
Personalised rate management
Your account manager can assign a personalised rate above the standard package rate, based on your deposit size and relationship history.
FAQ

Frequently asked questions.

How is my interest rate determined?

+
Your base rate is determined by the investment package you select. After account approval, your account manager may offer a personalised rate based on your deposit size and investment history. This rate is fixed for the full term and overrides the standard package rate.

What is the KYC process and how long does it take?

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KYC (Know Your Customer) is a mandatory identity verification process for all clients. You need to upload a government-issued ID (passport or national ID card — front and back) and a selfie holding the document. Our team reviews and approves applications within 24–48 hours on business days.

Can I withdraw before the maturity date?

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HEURO Investment offers fixed-term deposits, meaning funds are committed for the agreed term. Early withdrawal requests are assessed on a case-by-case basis by your account manager. We recommend only depositing capital you can comfortably commit for the full term.

What is the minimum deposit amount?

+
The minimum for our Starter package is €500. Silver requires a minimum of €10,000, Gold €50,000, and our Platinum package is available from €200,000. Each package offers a higher fixed rate commensurate with the larger commitment.

Is my principal capital protected?

+
Yes. HEURO Investment guarantees 100% return of your principal at the end of the deposit term. Your capital is held in segregated, ring-fenced accounts and is never exposed to market risk. The return, including interest, is fixed and guaranteed from day one.

How do I make additional deposits to my account?

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Once active, you can make additional deposits at any time by transferring funds to your dedicated IBAN using your permanent payment reference. Each new deposit creates a separate position with its own maturity date and locked rate, all visible in your client dashboard.

Which countries can open an account?

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HEURO Investment currently accepts clients from all 28 EU member states plus Switzerland, Norway, Iceland and the United Kingdom. If you are outside these regions, please contact our team at info@heuroinvestment.com to discuss your eligibility.
Start today

Ready to put your capital to work?

Open your account in minutes. Complete KYC verification, receive your dedicated IBAN and start earning fixed returns from day one. No hidden fees, no complexity.

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5 Parvis Alan Turing · 75013 Paris, France · info@heuroinvestment.com